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5 common mistakes to avoid when buying Health Insurance

Major illnesses or accidents that require hospitalization can significantly deplete an individual's finances. Health Insurance protects you against rising healthcare costs and financial uncertainty associated with unforeseen hospitalisation due to acciden... Read >

Home Insurance- Inclusions and Exclusions

‘Your Home’ is the most prized possession you have, not only in terms of money, but also because it cocoons you and your family from the outside world. Would you not want that the place that havens you and your family should be protected well? Here, we... Read >

Critical Illness Cover- Because its not just about Medical Expenses

The bad news is that India is projected to have the highest incidence of heart, diabetes and hypertension related diseases by 2020. At the same time the incidence of cancer is also projected to grow by about 20% in India by 2020. The good news is that the... Read >

Top up your Life Insurance

"Fun is like life insurance; the older you get the more it costs"…Kin Hubbard We have all heard about the importance of rupee cost averaging when it comes to investments but very rarely do we realise that the concept can and should be used even when bu... Read >

Health Insurance buying guide, b'coz it's not just about the price

India is one of those countries that are projected to have amongst the highest incidence for critical illnesses such as hypertension, heart diseases, diabetes, kidney failures and cancer. While mortality rates on account of these diseases are on their way... Read >

Your Insurance Policy Nomination is open to litigation!

It is a common belief that appointment of a nominee in a life insurance policy will ensure that benefits associated with the policy will be paid to the nominee in the event of policyholder's death. No doubt it will be. However, as per a Supreme Court judg... Read >

Why your employer provided health and life insurance may not be enough

Most firms offer their employees some form of health insurance or life insurance, which is a welcome perk. With low premium rates, no medical exams or prying questions, and pretty much guaranteed acceptance, these insurance covers appear to be a good deal... Read >

Term Insurance Vs Term return of Premium

Having heard so much about Term Insurance and why it's so important to have one, you've decided to go ahead and insure yourself. But while doing some research on the products available in the market, you've come across this variant called Term with Return... Read >

Bon Voyage..! But what if..

A volcano decides to spew out ash that disrupts your travel plans and leave you stranded at an airport, or you need medical treatment in another country where health care costs are simply prohibitive, or you end up losing your baggage and are left with no... Read >

The 4 Ws of Credit Cards

It is fairly easy to procure a credit card and easier still to spend thereafter. Credit card usage has steadily been on the rise in India over the last few years. The lure of instant gratification, not having to postpone your purchase and the convenience ... Read >

7 Life Insurance concepts every individual buying a policy must know

The need and importance of having adequate financial cover in the form of life insurance has been talked and written about enough over the last few years in India. While more and more people are realising the importance of securing their families’ future,... Read >

What are my options when my life insurance policy lapses?

Get 5% cash back on your purchases! We are all only too familiar with promotional statements such as this one. And experience has taught most of us to be equally familiar with the two words that follow – 'Conditions Apply'! Cash back credit cards are t... Read >

Diversify Your Investments - Dont keep all your eggs in one basket.

All too often we hear about diversification and the stock market savings plan. But what does it really mean? And how do we apply it to our own lifestyles? Diversification is a term used to describe a very simple fundamental. It means to spread your money ... Read >